Heat the olive oil in a large saucepan and sauté the garlic, chili and onion until translucent.
Add the mince and brown.
Add half of the water and cover to cook on medium heat for 10 minutes until the meat is cooked through.
Next add the spice, salt and pepper, chutney, tomato puree and brown onion soup powder – mix it all through, turn the heat to low and simmer for 10 minutes mixing every now and then.
Add the corn, peas and carrots to the meat, add the rest of the water, cover and simmer until the carrots feel soft.
Meanwhile, add the potatoes to the pot of boiling water and cook until soft.
Drain and mash the potatoes by adding seasoning, butter and milk. If you feel your mash is too lumpy and dry, you can add more butter and milk.
When the mince and veggies are done, add the meat to an ovenproof dish and cover with spoonsful of mashed potatoes, topped with grated cheese.
Set your oven on grill and grill the cottage pie until the cheese is melted or bubbly.